According to sources, young people tend to live at home longer, with housing shortage and economy cited as some reasons by the Tenants' Association. Mohammed Yusuf, a budget and debt advisor in Borlänge, emphasizes the importance of making a budget. He notes that if you don't have control over your finances, it's easy to incur debts.
" The specific housing shortage statistics or data supporting this trend are not detailed, and it is unknown how common it is for young people in Sweden to incur debts due to lack of financial control. The Consumer Agency provides a calculation for a 20-year-old's monthly costs, which includes rent of 7450 SEK, household electricity of 400 SEK, water and sewage of 220 SEK, consumables of 200 SEK, home equipment/furniture of 920 SEK, internet and mobile subscriptions of 1000 SEK, home insurance of 150 SEK, food of 2200 SEK, clothing of 870 SEK, leisure of 630 SEK, personal hygiene of 570 SEK, union and unemployment fund membership of 510 SEK, local transport travel of 780 SEK, and eating lunch out (20 times/month) of 2450 SEK. The exact criteria or methodology used by the Consumer Agency for this calculation are not specified.
The consequence can be that it becomes difficult to sign mobile contracts, take loans, or get a rental contract in the future, which forces one to live in sublets.
Ida Björklund Lissollas, 25, who has made a housing journey herself, gives tips such as joining a housing queue and setting up a budget.