According to the MROS, the report enumerates multiple alleged offenses attributed to the couple, who own Le Constellation in Crans-Montana, where a fire killed 41 and injured 115 on New Year's. The MROS mentions money laundering, disloyal management, forgery of securities, and insurance fraud. According to the MROS report, it describes suspected criminal financial structuring comparable to a Ponzi scheme.
5 million francs in public aid received during the pandemic. The MROS report refers to at least one fire at one of the couple's establishments, Le Vieux Chalet, but the exact number of fires and whether all are suspected to be arson or insurance fraud remains unclear. The MROS questions numerous fund transfers between different companies owned by the Moretti couple, who are presumed innocent.
The MROS report describes an opaque financial system between Jessica and Jacques Moretti's companies, marked by numerous internal transfers and turning bank accounts into 'pass-through accounts'. The MROS states that this way of operating, transferring funds between commercial entities, seems like a 'modus operandi' reminiscent of pass-through accounts. The sums involved reach hundreds of thousands of Swiss francs.
Their three establishments - Le Constellation, Le Senso, and Le Vieux Chalet - accumulated several million Swiss francs in bank credits between 2015 and 2025. The couple did not even have the necessary funds to create their first company in 2015. According to investigators, the couple's empire would rely on loans obtained 'likely unduly'.
Two banks involved with the Morettis are Banque cantonale du Valais (BCVS) and UBS (as successor to Credit Suisse). The MROS considers it possible that Jacques Moretti used false documents as guarantees in Switzerland. The document also mentions the alleged use of false documents to obtain bank loans, including a real estate inheritance in Corsica presented as collateral, which was actually purchased via a mortgage loan.
A shareholder of a Swiss luxury watch company is listed, with credits granted to the Morettis by him or via related companies, amounting to over 200,000 francs. The federal police also refer to creditors solicited by the Morettis to finance their affairs, including a Valais intermediary mentioned by RTS on February 15. A connection to France, where the Morettis own several properties and businesses, cannot be excluded, according to the MROS.
, described as the adopted son of Jacques Moretti, appears in the document, with his role possibly more significant than announced, though his exact involvement is not specified. The main issues observed, besides money laundering, could constitute disloyal management, forgery of securities, or insurance fraud. The investigation continues, while several of the couple's bank accounts have been temporarily frozen.
The current status of these frozen accounts and the total amount involved have not been disclosed. It is unknown whether there are ongoing criminal charges or formal indictments against the Moretti couple based on the MROS report. The MROS report followed suspicious activity reports from financial intermediaries like banks, as required by law.